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South & Western Standard Lines Capability Highlights

South & Western offers Travelers, an A.M. Best Rated "A+ XV" carrier, for your standard commercial risk needs. Master Pac, Master Pac Plus and OMNI coverage packages are designed to address small to mid-sized exposures. In addition, through Travelers Commercial Accounts Group, you have access to capacity typically reserved for national brokers who cater to large complex risks. Below is an overview of these comprehensive coverage offerings.

Master Pac and Master Pac Plus

This product offering sets the standard for broad, comprehensive coverage. It includes at no additional charge, theft of business personal property, crime and employee dishonesty, loss of money and securities, unlimited business interruption for up to 12 months along with a 30 day extension after the property is restored, automatic 25% seasonal inventory increase, $300,000 fire legal liability (with high limits available), blanket contractual liability, incidental malpractice, up to $10,000 pollution cleanup, signs within 100 feet of the building and replacement cost. Optional coverages include inland marine, energy equipment, boiler and machinery, employee benefit liability, welfare and benefit plans (ERISA compliance) and MORE!

OMNI

OMNI is designed for more price driven customers who are looking for basic package or mono-line coverages. In addition, a wide variety of unique coverage offerings for specific industries are available.

Commercial Accounts Group (CAG)

CAG can provide your office with capacity for accounts generating between $50,000 to $1,000,000 in premium. Even larger exposures can be considered when in the CAG target classes.

For more information on our Standard Lines programs click on a link below.
  • MASTER PAC & PAC PLUS OVERVIEW
  • COMMERCIAL ACCOUNTS GROUP OVERVIEW
  • OMNI OVERVIEW
  • APPETITE GUIDE
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