South & Western General Agency, Inc.

Our Watercraft programs accept a wide range of hull types and offer broad coverage, understandable policy language, easy phone quoting . . . plus some special benefits.

Accepts a Wide Range of Watercraft

We accept many common recreational use watercraft including:

Powerboats

Trawlers

Jet Skis

Sailboats

Sport-fishers

Wave Runners

Pontoons

Houseboats

Two Levels of Policy Coverage

Full Coverage

Liability Only

Your customers have the flexibility of choosing either a Full Coverage policy, or our money-saving Liability Only policy.

No "Hidden" Deductibles

Unlike some other policies, the deductible on an American Modern policy is very straight forward. The deductible your customer sees is the deductible your customer pays in the event of a claim.

Advantage Endorsement & Advantage Plus Endorsement

For an affordable price, your customer can add these important coverages to their policy:

Emergency Assistance and Towing

Uninsured Watercraft

Non-owned Watercraft Liability

Personal Effects

Both endorsements provide these coverages; however, the Advantage Plus Endorsement features higher limits.

Discounts / Credits

We offer many ways for your customer to save on their premium, which can make it easier for you to sell the policy.

And you can quote and issue a risk through modernLINK, our on-line quote and issuance system.