South & Western General Agency, Inc.

Finding an Unsupported Personal Umbrella policy can be a challenge . . . but not with South & Western. Now you can take advantage of our "one stop shop" for Personal Lines, available from an A.M. Best A rated carrier. Get a quote anytime, anywhere right online.

Two great programs for a Personal Umbrella Policy designed to fill in when:

A customer's homeowner policy is placed with one carrier and the auto coverage is with an alternate market.

The home is placed with a start-up company or with a state fund that does not yet have an A.M. Best rating and your umbrella carriers will not accept the underlying coverage.

Primary auto and home coverage is with a carrier who does not write personal umbrella policies or their underwriting criteria is extremely strict.

The USLI Program Features:

Personal Umbrella

Stand alone coverage and one of the broadest policy forms available

Standard and Preferred available on an Admitted basis.

Up to five at fault accidents and ten violations per household.

DUI's also acceptable.

Celebrity Program.

Direct Bill at Renewal on Admitted Policies.

Excess Personal Umbrella

Limits up to $10,000,000 available

Available at a primary personal umbrella attachment point of $1,000,000.

Coverage available for operators under 23 and over 69.

Comprehensive Personal Liability

Premises and Personal Liability, including Personal Injury coverage.

1-4 Family Dwellings - owner or tenant occupied.

Trusts, Estates, LLC's and Limited or Family Partnerships eligible.

Limits to $1,000,000 with $5,000 Medical Payments.

Short-term rentals.

Excess Comprehensive Personal Liability

Limits up to $5,000,000 available with minimum attachment point of $100,000.

Short-term rentals.

Named Insured can be Individual, Limited Liability Corporation (LLC), Limited or Family Partnership, Trust, Estate or Corporation.

And you can quote and submit a risk through our on-line system..

The RLI Personal Umbrella Features:

Direct bill to the insured at renewal.

Availability regardless of the carrier providing the underlying coverages.

Self-underwriting application.

A self-insured retention of $1,000.

Acceptance with up to 2 accidents, 4 tickets, 6 cars, 6 properties and 3 watercraft.