South & Western offers a multitude of A.M. Best Rated "A" or better companies specializing in products designed to address the unique exposures arising out of risks typically deemed unacceptable by the standard market place.

Every Excess & Surplus lines risk is unique.  As the specialty company, South & Western individually underwrites and prices each risk on its own merit. As no two risks are identical, the more information you can provide, the better your underwriter can assess the account and apply appropriate credits and preferred pricing.

More complex risks may need to be submitted to the appropriate market for assessment and pricing. Should this be the case, you will be apprised by your South & Western underwriter and kept advised of the quote / binder status that has been submitted to the insuror.

  • Admitted & Non-Admitted Companies
  • Basic, Broad, and Special available on Property
  • Dwellings up to $1,000,000
  • Excess Liability up to $5,000,000
  • Liability Coverage up to $1,000,000 available
  • Loss of Rents Coverage available
  • Unlimited number of dwellings scheduled on a single policy
  • Replacement Cost Coverage available
  • Vacant Dwellings acceptable
  • Various deductible options

For most risks, coverage can be quoted and bound on-line through our Rate Retriever with a complete submission.  And with A.M. Best “A"  companies behind the risk, you can rest assured you are providing the financial strength your customer needs.   

  • Online Submission System
  • Single Password (one log on to southandwestern.com is all you need)
  • Agency Billed / In-house Premium Financing