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Personal Umbrella

Finding an Unsupported Personal Umbrella policy can be a challenge . . . but not with South & Western.  

Our stand-alone Personal Umbrella programs are designed to fill in when your customer's homeowner policy is placed with one carrier and the auto coverage is with an alternate market.  In addition, when the primary auto and home coverage is with a carrier who does not write personal umbrella policies or their underwriting criteria is extremely strict; South & Western has a solution!

  • Stand-alone coverage with one of the broadest policy forms available
  • Standard and Preferred available on an Admitted basis
  • Up to five at fault accidents and ten violations per household
  • DUI's also acceptable
  • Celebrity Program
  • Limits up to $10,000,000 available
  • Available at a primary personal umbrella attachment point of $1,000,000
  • Coverage available for operators under 23 and over 69

South & Western gives you the tools to succeed with our "Rate Retrievers" where you can quote and submit a policy in just a few minutes. All you need is one password to access both of our Personal Umbrella / Excess programs.

  • Limits up to $10,000,000 available
  • Available at a primary personal umbrella attachment point of $1,000,000
  • Coverage available for operators under 23 and over 69