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Flood

Writing flood through South & Western provides you the opportunity to offer both a private and NFIP option to your customers!

Placing a flood policy for your customers can be a daunting task.  With so many options now available, it's tough to find the best fit for your customer's needs. The NFIP plan has its own rules, underwriting, and rating process, while many of the private programs are so new, it's hard to assess their "staying power" in the event of a catastrophe. That's why South & Western has teamed up with three of the premiere writers of flood coverage in both the private and NFIP spaces...CHUBB, Hiscox (Lloyds of London) and Selective Insurance Group. 

Private Option
  • Dwelling values up to $1,250,000
  • Contents up to $875,000
  • Additional living expenses up to $250,000
  • Elevation certificates are not required
  • Competitive pricing
NFIP Option
  • Nationally endorsed flood carrier by the IIABA
  • Elevation certificate service
  • Chat with or call the dedicated flood underwriting team at Selective Insurance Company should you need assistance

South & Western provides a best-in-class customer experience. Our commitment is to provide you with flood insurance solutions that will help increase your market share and drive more business through your doors with  easy to use systems that guide you through the underwriting process. Whether you choose a private or NFIP option or use our  2 Market Comparative "Rate Retriever tm", South & Western makes writing flood coverage easy!

  • Log in to the South & Western website to access state of the art flood systems providing real time processing and easy navigation
  • Quote and submit applications online in minutes
  • Direct Bill with ACH, eCheck and Credit Card payment options
  • Only a seven day waiting period to bind coverage after quote
  • Make lien holder changes instantly and print an updated dec. page
  • Customer self-service – allowing customers to manage their policy when it's convenient to them
  • Chat with or call the dedicated flood underwriting team at Selective Insurance Company to assist with the NFIP plan
  • Download available for NFIP business