Comprehensive Personal Liability & In Home Business

So where do you go when all you need for your customer is liability coverage… or if your customer is running a business out of his home?  South & Western of course!

Finding coverage when all that’s needed is liability shouldn’t be a problem.  Nor should a customer operating a home based business require a long search for an affordable insurance solution for his business.  When your customer has unique needs, look to the “Specialty Company” for solutions. 

Comprehensive Personal Liability:
  • Comprehensive Personal Liability:
  • Premises and Personal Liability, including Personal Injury coverage.
  • 1-4 Family Dwellings - owner or tenant occupied
  • Trusts, Estates, LLC's and Limited or Family Partnerships eligible.
  • Limits to $1,000,000 with $5,000 Medical Payments
  • Short-term rentals
In-Home Business Coverage:
  • In-Home Business Coverage:
  • $1,000,000 / $2,000,000 for general liability
  • $100,000 for business personal property
  • $10,000 inside / $5,000 outside of premises for money and securities coverage
  • Business income with extra expense
  • $25,000 included on most classes for errors & omissions
  • Equipment breakdown coverage included

South & Western gives you the tools to succeed with our “Rate Retrievers” where you can quote and submit a policy in just a few minutes.  All you need is one password to access both of our Personal Umbrella / Excess and In-home business programs.

  • Direct Bill at Renewal on Admitted Policies
  • Online quote / submit system
  • Single password (one log-on to www.southandwestern.com is all you need)