Your customers need quality coverage at competitive rates…and that’s just what you’ll find at South & Western!

Whether it’s an owner occupied, rental, seasonal, or vacant dwelling, South & Western has a program that will meet your customer’s insurance needs.   With multiple forms (DP-1, DP-2, or DP3 pending state) through multiple admitted A.M Best “A” rated carriers, you’ll find a match for your customer.  Rental and seasonal homes may qualify for the DP-3 form with replacement cost, while owner occupied dwellings can find a home in our DP-1 program.  And when it comes to a vacant home, we’ve got you covered there as well! 

  • Replacement Cost option
  • Personal Liability Coverage option
  • Fair Rental Value option
  • Personal Property Protection option
  • Vandalism and Malicious Mischief option (DP-1)
  • Commercial General Liability option
  • Water/Mold Coverage (DP-3)
  • Various deductible options
  • Values up to $500,000 for most homes and $1,000,000 on vacant
  • PPC 1-10 acceptable
  • No home age limits

Getting a quick quote for a closing is hassle free with our “Rate Retrievers”.  In fact, you can even issue the policy in just minutes, and escrow or direct bill the policy. You can even set your customer up on EFT!  All our programs are admitted and direct billed…so you never need to worry about missing your customer’s renewal. 

  • Direct Bill (multiple options available)
  • Online quote / issue system
  • Single password (one log on to southandwestern.com)
  • EFT option
  • Online policy access
  • AL3 download available
  • No photos required...all homes are inspected